Kisan Credit Card - to help farmers get loans! - How to apply?

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 Kisan Credit Card will be very useful for farmers to cope with the Corona period crisis situation so that farmers can get loans for agricultural needs at low interest.  Let's see in detail what are the documents required to get Kisan Credit Card and how to apply.

Features of Kisan Credit Card:

• Under this scheme, farmers do not need any mortgage to get a loan of up to Rs 1.60 lakh.

• Through KCC, farmers can avail short-term loans of up to Rs 3 lakh at low interest rates.  Farmers who pay the installments regularly are charged only 4 per cent interest.

• Crops insured by credit card farmers will also be insured through the crop insurance scheme

•  Additional interest will be paid on farmers' savings in credit card accounts.

Who is eligible for Kisan Credit Card?

• Applicant must be associated with agriculture.

• Farmers between the ages of 18 and 75 can apply.

• Sub-applicant is mandatory for those above 60 years of age.

• A farmer who farms on someone else's land can also apply for this credit card.

What are the required documents?

• Completed Kisan Credit Card (KCC) Application Form

• Proof of identity with photograph such as Aadhar Card, Voter ID, Driving License.

• Land documents.

• Two passport size photos

• Other documents required by banks.

Which banks offer Kisan credit cards?

Kisan Credit Card is issued by NABARD, State Bank of India, Axis Bank, Punjab National Bank, Indian Overseas Bank, Bank of India, HDFC Bank and IDBI Bank.

How to download the form through the official page?

• To make it easier for farmers to register, the central government has also created a dedicated official page.  With this you can easily apply for Kisan Credit Card.

•  Visit the official website of PM Kisan Samman Nidhi.

•  Then click on Download Kcc form in Farmers Corner.

•  Thend the Kisan Credit Card Form,

• Carefully fill out the downloaded form and submit it to the nearest bank.

• Once the Kisan Credit Card is ready, the bank will inform the farmer and send it to his address.

• Here is the direct link for the official page of PM Kisan Samman Nidhi👇

https://pmkisan.gov.in/

How to apply through bank?

• Go to the official website of any bank you have an account with, including SBI, Axis Bank, PNB, Indian Overseas Bank (IOB)

• Search for Apply for KCC.

• Complete the Kisan Credit Card (KCC) form.

• Download the completed form and submit it to the nearest bank branch.

• Review your form with the credit card issuer and follow his instructions.  Once the credit card is approved, the Kisan Credit Card will reach your home.


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